Rates
Therapy - $200/session
I believe strongly in making mental health services available to as many people as possible. Although I am out of network for all insurance plans, I offer several payment options for ongoing therapy. Some examples are private pay, out-of-network insurance, sliding scale, and flexible scheduling. Please talk with me if you have any questions or concerns about the financial cost of treatment.
Note: A Good Faith Estimate of potential costs is available upon request.
Private Pay:
You pay for therapy directly after each session at the full rate. The more full-fee clients I have, the more I am able to offer reduced rate services to those in need.
Out-of-Network (OON) Insurance:
Many insurance companies reimburse out of network treatments, and the rate can vary from about 40% up to about 80%. The exact amount depends on your specific plan and other factors, such as whether or not you've met your deductible. I can provide you with a monthly invoice that you can submit to your insurance company for reimbursement. You may want to call your insurance company and ask the following questions:
What are my mental health benefits?
How much does my insurance pay for an out-of-network provider?
How many sessions will be covered per calendar year?
What is my deductible and has it been met?
You may also want to ask about the following billing codes I use most frequently:
90791 - Integrated biopsychosocial assessment (used for the first session)
90834 - Individual psychotherapy (used for sessions with the child or adult client alone)
90847 - Family psychotherapy with patient present (used for sessions with parents and child)
90846 - Family psychotherapy without patient present (used for parent-only sessions)
Open Path Therapy:
For clients who qualify, I have a limited number of timeslots available at a reduced rate ($50-$70/session) through Open Path Psychotherapy Collective. In general, this is for people in financial need who do not have health insurance or their health insurance does not include mental health benefits. Please see the Open Path website for specific requirements, and check my profile to find out whether or not I have openings.
Sliding Scale:
For clients who are not eligible for Open Path and do not have out-of-network insurance benefits, I have up to two reduced rate spots. This rate is typically $100/session, depending on our agreement and your situation. Email me to ask about reduced rate spots.
Flexible Scheduling:
Sessions are typically scheduled on a weekly basis. However, I am open to meeting less frequently if that fits better with your budget or schedule.
Why don't you take insurance?
There are many reasons I do not work directly with insurance companies, but essentially it is because it takes away from the time I have to focus on you and your care. (Please note: Some of these do not apply if you choose to use out-of-network benefits):
Insurance companies require a diagnosis for treatment. You may not meet all the criteria for a diagnosis but still want therapy to help improve your life.
When working with insurance companies, your treatment information may not be private. Insurance companies can ask to see my notes and other private information at any time.
Billing insurance companies takes time outside the session, and this extra time is not paid for by insurance. I prefer to spend my time outside sessions on training to improve my skills and planning for our work together.
Payments from your insurance provider can take weeks (and sometimes months) to get to me, and are often at a rate that is much lower than my full fee. To make up for this, I would have to take on more clients. This may mean that I'm not as available for you when you need me and I might not have as much flexibilty for rescheduling appointments.
After paying me, the insurance company can change its mind at any time. This could mean that they stop paying for sessions before you are finished with therapy, which may mean you need to switch therapists in the middle of treatment. Sometimes they even require the therapist to pay the money back to them for past sessions! This can happen even months or years after you have finished therapy and can be a very unpleasant surprise!